Know what you spent — before it clears.
BetrBudget shows your pending transactions the moment your bank authorizes them. Assign every dollar to an envelope. No more waiting days for your spending to show up.
Built for real spending, not just the cleared kind.
Pending visibility
See charges the moment your bank authorizes them, days before most apps show them. Assign them, sweep them, plan around them.
Envelopes that bend
Drag amounts between envelopes when life happens. Each move is logged. Undo any time.
Family-shared
One household, multiple people, no per-user attribution drama. Built for couples and parents with teens.
Manual or connected
Use it free with manual entry and CSV import. Upgrade to Pro to link your bank for automatic syncing.
Reconciliation that catches drift
When a pending charge posts as a different amount, BetrBudget flags it instead of silently overwriting.
Own your data
Self-host on your own server if you want. Export to CSV whenever. No lock-in.
Two plans. No surprises.
Free covers manual entry and CSV imports — forever. Pro adds Plaid bank-sync. $3 for a 30-day trial, then $5/month. Cancel any time.
See the full plan comparison